HBAR News — the first wealth centered neobank, built on Hedera Hashgraph is the first wealth centered neobank, enabling users to create wealth through automated investing (with WealthBot), earn daily interest payouts thanks to DeFi (Vaults) and pay directly with any owned asset using their Wealth Card.

EMTECH and Hedera Hashgraph join forces for highly performant, trusted and energy efficient central bank blockchain infrastructure

EMTECH, an award winning software company modernizing central banking infrastructure for financial inclusion and resilience, with blockchain-based platforms, and Hedera Hashgraph, provider of the most used, sustainable, enterprise-grade public network for the decentralized economy, announced today a partnership to develop an enterprise-grade, highly performant, highly secure and energy efficient CBDC (Central Bank Digital Currency) infrastructure product.


Visa / Hedera Hashgraph HBAR Connection

Here is the evidence for a Hedera Hashgraph HBAR connection with the Visa network.

Hedera: A Public Hashgraph Network & Governing Council

“We are designing our governance model in a way that ensures the Governing Members can be trusted to do what is in the best interest of the Hedera platform, and not be unduly influenced by individual Council members or node operators.”

Patent – US20200151682A1 – Digital Fiat Currency

Current Assignee: Visa International Service Association

Reducing HSM Reliance in Payments through Proxy Re-Encryption

  • Sivanarayana Gaddam – Visa
  • Atul Luykx – Security Engineering Research at Google
  • Rohit Sinha – Swirlds Inc. (originator company of Hedera Hashgraph)
  • Gaven Watson – Visa Research

Hashgraph vs Blockchain: What’s Better?

Andrei Kvasov – Senior Software Developer, Qulix Systems

Visa Transactions Per Second / Finality

Patent – US20210119793A1 – Techniques For Performing Secure Operations


  • Sivanarayana Gaddam
  • Rohit Sinha – Hedera Hashgraph
  • Atul Luykx
  • Hao Yang

Current Assignee: Visa International Service Association

Patent – US20210160293A1 – Secure Multi-Party Random Bit Generation


  • Rohit Sinha – Hedera Hashgraph
  • Ranjit Kumaresan
  • Sivanarayana Gaddam

Current Assignee: Visa International Service Association

Individual – Rohit Sinha

Current: Head of Cryptography at Hedera Hashgraph

Former: Staff Research Scientist – Visa Research

HBAR and Visa

Project New Dawn: A Digital Cash Infrastructure For All

The EMTECH Hypothesis: A Digital Cash Infrastructure built with Central Bank Digital Currency can directly fill in the inclusion gap left by the current banking system.  

PROJECT NEW DAWN – Working Paper: “A Digital Cash Infrastructure For All” – An EMTECH Initiative

Project New Dawn Partners:

  • Hedera Hashgraph
  • Microsoft

Individual – Carmelle Cadet

Founder & CEO @ EMTECH

Former: IBM